We are an enthusiastic and dynamic company with many years of experience in the financial sector. Our aim is to make the mortgage process and insurance advice fun, but mostly as clearly as possible.
Personal contact is our strength and being reliable, independent, and competent speaks for itself. Therefor our advisors will gladly get in contact with you.
Although most people will rent for a while before buying a house, the difference in monthly payments can make purchasing a property an attractive option for those staying longer.
The difference comes largely from the fact that (for the time being at least) the Dutch government repays some of the mortgage interest as tax relief. The mortgage interest payments are tax deductible if the house is your main residence. Your monthly expenses will be lower because of this tax refund.
Note that buying a house will take a few official steps and will cost a certain amount (which partially is tax deductible) like getting a mortgage and finalize the process at a notary.
Much will depend on the financial situation, your personal needs, and the expected length of your stay in the Netherlands.
Before you acquire your new property, you need to go through a time-consuming process with quite a lot of third parties involved, such as the real estate agent (property broker), the bank that is granting you a mortgage, the civil law notary, and the tax consultants.
Some parts of the process include:
It is common in the Netherlands to get advice from a mortgage broker to guide you through the process of getting a mortgage. The broker can look at your specific (financial) situation and will advise a few options from which you can choose. He can also introduce you to a notary and explain what will change in your tax situation now that you will be a house owner.
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